Charlotte-Region Home Values, County by County
The numbers below are current as of September 2026 and cover every county we buy in. We update this page quarterly — because deciding what to do with a house starts with knowing what's actually happening around it, not what the market was doing in 2021.
| County | Typical home value | 1-year change | 5-year change |
|---|---|---|---|
| Union Co., NC | $444,831 | -0.7% | +22.0% |
| Buncombe Co., NC | $440,368 | -4.4% | +16.0% |
| Henderson Co., NC | $422,515 | -1.7% | +20.2% |
| Mecklenburg Co., NC | $414,531 | -0.9% | +19.9% |
| Lincoln Co., NC | $402,332 | +1.5% | +27.9% |
| Iredell Co., NC | $383,806 | +0.4% | +21.7% |
| York Co., SC | $383,056 | -1.5% | +20.1% |
| Cabarrus Co., NC | $380,437 | -0.3% | +21.4% |
| Lancaster Co., SC | $378,849 | -2.0% | +17.5% |
| Haywood Co., NC | $338,535 | -3.0% | +17.5% |
| Davie Co., NC | $325,287 | +3.2% | +22.7% |
| Stanly Co., NC | $302,546 | +2.3% | +32.3% |
| Gaston Co., NC | $295,114 | -0.2% | +24.8% |
| Catawba Co., NC | $291,519 | +1.1% | +31.0% |
| Rowan Co., NC | $275,856 | 0.0% | +22.4% |
| Davidson Co., NC | $273,458 | +2.9% | +31.9% |
| Alexander Co., NC | $268,040 | +6.7% | +32.0% |
| McDowell Co., NC | $256,108 | -2.5% | +10.9% |
| Wilkes Co., NC | $225,067 | +4.5% | +32.4% |
| Chester Co., SC | $211,424 | -0.4% | +17.3% |
| Cleveland Co., NC | $210,523 | 0.0% | +11.1% |
| Cherokee Co., SC | $189,612 | -2.5% | -7.0% |
Source: Zillow Home Value Index (smoothed, seasonally adjusted), county level, as of September 2026. "Typical home value" reflects the middle tier of homes in each county.
What this data actually says right now
The boom has split in two. After five years of double-digit gains in 21 of these 22 counties, the metro core has stalled: Mecklenburg (-0.9%) and Union (-0.7%) are flat-to-down year-over-year, as are most of the South Carolina border counties. Meanwhile the outer ring — Alexander (+6.7%), Wilkes (+4.5%), Davie (+3.2%) and Davidson (+2.9%) — is still climbing, as buyers chase affordability outward.
The mountains are softer still. Buncombe, Henderson, Haywood and McDowell counties are -4.4% to -1.7% over the past year — some of the weakest readings on this page — even though Buncombe and Henderson remain among the highest-value counties we serve.
For sellers, flat is a strategy change. In a rising market, waiting costs nothing — appreciation covers your carrying costs. In a flat one, every month you hold a vacant or unwanted house, the taxes, insurance, and upkeep come straight out of your equity while the value stands still. The "wait and see" play quietly became "pay and wait."
And condition matters more when markets cool. Move-in-ready homes still sell near these typical values. Houses that need work feel cooling markets first and hardest — financed buyers get pickier, inspection demands grow teeth, and price cuts start. That's the honest context for a cash offer: it converts an as-is house into a certain number on a certain date, in a market that's no longer bailing out patience.
Want to know what these numbers mean for your specific house? Here's exactly how we'd price it — or skip ahead and ask us directly.
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